Motor insurance and Vnuk: “that is probably quite enough from me”

Updated 29 April 2022. The Bill received Royal Assent yesterday. As that was the last sitting day of this Parliamentary session, it’s fair to say that this really went very close to the wire. Under the terms of what is now the Motor Vehicles (Compulsory Insurance) Act 2022, the targeted re-setting of the scope of compulsory motor insurance takes effect automatically in two months.


Yesterday afternoon at 15:59 Lord Robathan moved the final stages of the Vnuk-reforming Motor Vehicles (Compulsory Insurance) Bill yesterday with this phrase. At 15:40 the Bill was passed and it is scheduled to receive Royal Assent later in the week. It will take effect two months from then, meaning that by late June the effects of Vnuk v Zararovalnica and Lewis v Tindale will be removed from motor insurance law in the UK mainland.

For completeness, the EU 27 have also agreed to reform the effect of the line of cases stemming from Vnuk – itself decided back in September 2014 – with amendments to the Directive taking effect in December next year.

After some seven and a half years’ activity on this highly technical topic it is very tempting to agree that it is probably quite enough. Pragmatic law reform, pressed for and welcomed by the insurance and motor sport sectors in particular, is on its way.


Written by Alistair Kinley, Director of Policy and Government Affairs at BLM

“Protect” – a new legislative duty on businesses to take steps to mitigate terrorism risks

This morning, the Home Office published its analysis of the responses to last year’s consultation about the introduction of a new legislative duty – the Protect duty –  to assess and take steps to mitigate the risk of terrorist attacks. The duty would apply to organisations of a certain size and to operators of venue/places to which the public has access. The duty will apply to the private and public sector alike and relevant legislation should be expected in a matter of months.

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Vnuk: legislative change to the scope of motor insurance moves forward again

This first blog of the New Year reports further progress this afternoon in the Commons for Peter Bone MP’s presentation Bill seeking to remove the effects of the Vnuk v Zararovalnica and Lewis v Tindale decisions from English motor insurance law.

The brief debate at today’s Committee Stage ran to around only 30 minutes, following which it was approved without objection or amendment. The points made in today’s debate were, in broad terms, summaries of those aired during a debate in September in Westminster Hall on the effects of these two cases (the transcript of the Westminster Hall debate can be read in full here)

The Motor Vehicles (Compulsory Insurance) Bill now passes to Report Stage before the whole House. We expect that is also likely to be a fairly short discussion and it could take place in the next few weeks.

In closing today, Mr Bone pointed out that his Bill, if it succeeds – which looks increasingly likely – would be the first piece of primary legislation, after the UK’s exit from the EU, to alter an aspect of ‘retained EU law’.

Stakeholders in the motor insurance and motor sports sectors will really not be too interested in whether it is the first, second or third to do that but will simply want to see it take effect ASAP. As the Bill is drafted to commence two months after its Royal Assent, there might be a fair prospect of it taking effect late in the second quarter of this year. In the meantime, please feel free to get in touch if you’d like to discuss the detail of the proposed changes.


Written by Alistair Kinley, Director of Policy and Government Affairs at BLM (alistair.kinley@blmlaw.com)