Several recent developments which are likely to affect the ultimate policy outcome for motor insurance law in the UK should be noted, namely the ongoing REFIT legislative process and the recent cases BTA Baltic Insurance and Cameron v Hussain.
The compulsory limit for property damage cover in mainland UK motor insurance policies was increased from £1m to £1.2m on 31 December 2016.
It is not entirely clear why the separate rules needed to make this same change in Northern Ireland have taken a few weeks longer. In any event, the same £1.2m limit now applies from today and is introduced by rule 2 of The Motor Vehicles (Compulsory Insurance) Regulations (Northern Ireland) 2017
Written by Alistair Kinley, director of policy and government affairs at BLM