The decision in Swift earlier in the month significantly changes how this head of loss is assessed in catastrophic injury cases. In the ten days since the judgment was delivered, there have been (virtual) acres of technical commentary and various on-line briefings have been held, including two that we facilitated and including our spreadsheet (attached at the end of this blog) which performs the new calculation.
The purpose of this blog is therefore neither to provide an in-depth analysis of the decision nor to offer a ‘how to’ guide to the new approach – however, please don’t hesitate to get in touch with Andrew Hibbert or me if we can help with that – but rather to draw out core points, below, which have become a good deal clearer after considered reflection on the outcome.
This blog looks in brief at three cases in which the Supreme Court has decided on applications for permission to appeal. One concerns reinsurance recoveries following mesothelioma claims, another the alleged misuse of personal data by Google and the third deals with liability for uninsured off road driving.
The highest court will once again consider the basis and application of the doctrine that no recovery should flow from illegal acts (often cited in Latin as the ex turpi causa rule), something which has been before the Supreme Court on several occasions in recent years in very different factual settings. The latest case involves a claim by a psychiatric patient against an NHS Trust for losses arising from the death of her mother. She had killed her mother while under the Trust’s care and it was agreed this would not have happened but for failings in the care provided to her. Seven Justices will hear the case by video conference in mid-May.